Top 10 Tips to Save $1,000 in Just 30 Days

1. Track Every Dollar
Before you cut costs, you need to know where your money goes.
Use free apps like Mint or YNAB.
Write down every purchase for 7 days—no exceptions.
You’ll quickly see spending patterns and “money leaks” to fix.

2. Set a Hard Spending Cap
Give yourself a weekly allowance for non-essentials and stick to it.
Example: $50/week for dining, coffee, entertainment.
Use cash envelopes to avoid overspending.

3. Slash Food Costs
Food is a major expense—but also an easy one to reduce.
Meal prep at home.
Shop discount stores or wholesale clubs.
Skip takeout for 30 days.
This alone can save $200–$300 a month

4. Cancel & Pause Subscriptions
Audit streaming, gym, apps, memberships.
Pause or cancel what you don’t use daily.
Replace with free alternatives (YouTube workouts, library eBooks).
Potential savings: $50–$150.

5. Embrace a “No-Spend” Challenge
Pick 1–2 categories (clothes, dining, gadgets) and spend zero for the month.
Redirect what you would have spent into savings immediately.

6. Use the 24-Hour Rule
When tempted to buy something that’s not essential, wait 24 hours before purchasing.
This kills impulse buys—often saving $100+ per month.

7. Lower Utility Bills
Cut 10–15% off electricity, gas, and water usage.
Turn off lights.
Lower the thermostat by 2–3 degrees.
Take shorter showers.
Small changes add up—about $30–$50 saved.

8. Sell Unused Items
Declutter and turn your stuff into cash.
Sell on Facebook Marketplace, eBay, or local buy/sell groups.
Even selling 5–10 items can bring in $200–$400.

9. Pick Up a Small Side Gig
You don’t have to commit long-term—just for the month.
Food delivery, dog walking, tutoring.
Even 5 hours a week can bring in $200–$300.

10. Automate Your Savings
Open a separate savings account and set up automatic transfers every payday.
Treat savings like a bill you must pay.
Example: $250/week for 4 weeks = $1,000.